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How to File a Damage Claim After a Move

Moving is hard enough, but dealing with damage along the way can make things even more frustrating. Here's how to file a damage claim and get your money back.

What should you do before a move?

Being prepared for anything is impossible, but there are a few Moving practice tips you can follow to make the process go more smoothly. Before we look into filing claims, let's explore some good habits!

Pay Close Attention To Your Insurance

Moving insurance is complex, and it's easy to miss something important when you're skimming the fine print. To make sure your claim is successful, take the time to read your moving service's insurance policy closely before committing to them.
There are many tools available to help you budget your move, and a moving cost calculator is one of them. This helpful tool can assist you in choosing the bestMoving service and insurance option for your needs so that your transition is as smooth as possible. When selecting released-value protection or full-value protection, it’s important to weigh the pros and cons of each before making a decision. Released value protection is typically free but has more limited coverage, while full-value protection tends to be more expensive but gives you complete control over what's replaced in the event of damage or loss.

What should you do before a move?

Always Take Photos Of Your Inventory

In order to get a comprehensive damage claim, you need evidence. A great habit to develop when moving is taking photos of your inventory. Be sure that the space where you store these pictures can hold a lot so you won’t have anything important deleted. Take advantage of natural lighting to take clear pictures of big items like furniture and exercise equipment, as well as smaller things like clothing tags and food labels.
Be sure to take pictures of complex items from multiple angles. Without a photo as evidence, you will likely have difficulty proving your case if something goes wrong with the item.
It is essential that your inventory list precisely matches the Bill of Lading; otherwise, you won't be able to request reimbursement for an undocumented item.

Don’t Tamper With Your Items When They’re Ready

If you're constantly fidgeting with your belongings while the movers are packing them up, it'll make you look suspicious. Let the professionals do their job unless you have a valid reason to intervene.

What do you do when a moving company loses your stuff?

The process for filing a claim is different whether your item was lost or damaged. If an item was merely damaged, it may still be repairable depending on the severity of the damage. However, if you have outright lost an item, then you will need to get a replacement. Before taking any action , first check your moving insurance policy to see what type of compensation you are entitled to.

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